Credit and debt basics, credit management, and Earned Income Tax Credit information from the Business Business Bureau. Request a free credit report once every 12 months from each of the three nationwide credit reporting companies. This is the only authorized online source for free credit reports under federal law. Learn how to build a good credit history, from SaveandInvest.org, a project of the FINRA Investor Education Foundation. Learn the dangers of payday lenders and loans, from SaveandInvest.org, a project of the FINRA Investor Education Foundation. Explanation of credit score calculations. Debt reduction calculator from Kiplinger’s. Interactive calculators from Kiplinger’s, with inputs, results, graphs, and tables. Commonly asked questions about your rights under the Fair Debt Collection Practices Act, with information about filing a complaint with the FTC.